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Reasons You Shouldn’t Opt Out of Value Protection

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What protection do you have during residential moves?

A wide assortment of problems crops up during residential moves. Your property can wind up damaged or lost, even stolen. While moving companies provide a basic protection plan, it doesn't offer much compensation: generally only 60 cents to the pound of transported goods. Home and business owners transporting expensive goods should consider investing in value protection.

Better Coverage than Basic Protection

Value Protection isn’t an insurance plan, though it does offer compensation in many situations. It’s at-fault coverage, meaning if you’ve caused damage through poor packing, you shouldn’t bother filing a claim. At the same time, if the company packs your items, or if there’s a car crash and your property spills out on the street, you’re covered for the repair or replacement costs of your property.

Smaller Deductibles than Insurance Plans

Another big difference between insurance and value protection? The deductible for an insurance policy is normally two to three times that of moving company coverage. Filing an insurance claim can also boost your premiums, and if you have too many claims in too short a time, it can be hard to find insurance with anyone. It doesn’t sound like a big deal until you realize how necessary insurance is for securing a mortgage.

Bottom line? It’s better for your financial future to purchase a cheap value protection policy.

The truth is, residential moves pose many hazards. Make sure your items are safe by hiring a capable company like Nilson Van. Then, go the extra mile and invest in a protection plan. Get in touch with our team to learn more today.



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